Terms of Service

Last updated: July 9, 2026

Company Identity & Acceptance

These Terms of Service govern your use of GrowthPath Savings (GrowthPath Savings Limited) and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of the website following the posting of revised terms means that you accept and agree to the changes.

Scope of Services

Our website provides educational content and resources designed to help Saskatoon families understand compound interest, savings growth strategies, and long-term financial planning. We offer information about savings vehicles, investment principles, and wealth-building techniques tailored to Canadian households. Our content is intended to provide general financial guidance and knowledge, helping families make informed decisions about their financial futures. The information on our site is meant for educational purposes and does not constitute professional financial advice or personalized recommendations.

User Obligations

You agree to use our website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, disrupting the normal flow of dialogue within our website, and attempting to gain unauthorized access to our systems. You must not use our website for any commercial purposes without our explicit written consent. You are responsible for maintaining the confidentiality of any account information and password you may have and for all activities that occur under your account.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, audio clips, and software, is the property of GrowthPath Savings Limited or its content suppliers and is protected by international copyright laws. You may view and print pages from the website for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices. You may not reproduce, distribute, transmit, modify, or create derivative works from any content on this website without our prior written permission. Any unauthorized use of the content may violate copyright, trademark, and other laws.

Limitations of Liability

Our website and its content are provided on an "as is" basis without warranties of any kind, either expressed or implied. We do not warrant that the information on our website is accurate, complete, or current. To the fullest extent permitted by law, we disclaim all warranties, expressed or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We shall not be liable for any damages arising out of or in connection with your use of our website, including but not limited to direct, indirect, incidental, special, consequential, or punitive damages, even if advised of the possibility of such damages.

Termination

We reserve the right to terminate or suspend your access to our website immediately, without prior notice or liability, for any reason whatsoever, including if you breach these Terms of Service. Upon termination, your right to use the website will immediately cease. The provisions of these Terms of Service which by their nature should survive termination shall survive any termination of your access to the website, including but not limited to Intellectual Property Rights, Limitations of Liability, and Governing Law sections.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Canada, and you irrevocably submit to the exclusive jurisdiction of the courts located in Saskatoon, Saskatchewan. If any provision of these Terms of Service is found to be unlawful, void, or for any reason unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions. Your use of our website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms of Service.